Future Cards Terms of Service
Future Cards encourage that you read these Terms of Service. These Terms of Service (“Terms”) describe how Future Cards work with you, how we do business, and the laws that apply to us.
Service Provider
Future Card Services, the public website at https://future.cards and Future Cards application, are provided by, and you’re contracting with:
Future Cards
2355 Ocean Avenue, Suite 3
San Francisco, CA 94127
Age Requirements and Authority
Future Cards Services are for professionals. You must be 13 years old or greater, and you are required to have your parent or legal guardian’s permission to use our Services if you are under 18 years old.
If you are acting on behalf of your company, or a third party, you must have authority to accept this Terms of Service. You represent that all information provided is accurate for account creation. Once created, you are responsible for managing, maintaining security of your login credentials, and for any activity in this account.
Accessing Our Services
Public Website. By using our Future Cards website at https://future.cards, you have accepted these Terms of Service. The public website provides information about our application, and from time to time, we will provide content for professionals. All information provided is ‘as-is’ for reference purposes and makes no claims as to any specific use, revenue or other benefit that you may derive from using or think you will benefit from the use of it.
Application. Registering and creating an account means you have accepted these Terms of Service. During the registration process, you will be required to choose a password and/or user name. You acknowledge and agree that Future Cards may rely on the user name to identify you. You shall be responsible for protecting the confidentiality of your user name(s) or password(s), if any. You are responsible for all use of your account, regardless of whether you authorized such access or use, and for ensuring that all use of your account complies fully with the provisions of these Terms of Service.
Knowledge and consent are required for the collection, use or disclosure of personal information except where required or permitted by law. Providing us with your personal information is always your choice. However, your decision not to provide certain information may limit our ability to provide you with our products or services. We will not require you to consent to the collection, use, or disclosure of information as a condition to the supply of a product or service, except as required to be able to supply the product or service.
In addition, you may be required to provide confidential information, intellectual property, and other content.
Usage
Use of Services. You may access where available, and we grant you a non-exclusive right to use the Services in accordance with these Terms. You may use the Services for commercial purposes. You will comply with any rate limits and other requirements in our documentation. You will comply with these Terms and all applicable laws when using the Services. You may not assign these rights. Future Cards and its affiliates own all rights, title, and interest in and to the Services.
Feedback. We appreciate Feedback, such as issues, ideas, or suggestions, that our users provide us. This helps us improve, fix, or build new features/products that will improve your experience. Whether we ask you or you provide Feedback to Future Cards and/or its affiliates, we may use that Feedback without restrictions or compensation to you.
Restrictions. You may not (i) use the Services in a way that infringes, misappropriates or violates any person or company’s rights; (ii) use output from the Services to develop models that compete with Future Cards and its affiliates; (iii) except as permitted in these Terms, use any automated or programmatic method to extract data or output from the Services, including scraping, web harvesting, or web data extraction; (iv) represent that output from the Services was human-generated when it is not or otherwise violate trademarks, copyrights, or patents; or (v), use any personal information of children under 13 or the applicable age of digital consent.
Third Party Services. Any third party services used in connection with our Services are under their own terms of service. Future Cards is not responsible for those third party services.
Content
Input Content. You may provide input content to the Services (“Input”). You own this Input, or have any assigned rights to use the Input, to the extent permitted by applicable law.
Output Content. From the Input, the Services generates output content (“Output”). Future Cards assigns to you all its rights, title and interest in and to the Output if you comply with these Terms.
Use of Input and Output. You may use the Input and Output for any purpose including for commercial purposes. Future Cards may use the Input and Output to maintain or improve the Services, comply with applicable laws, and enforce policies. You are responsible for Input and Output, and ensuring that it does not violate any applicable law or these Terms.
Similarity. Due to the nature of artificial intelligence, Output may not be unique and the Services may generate the same or similar output of another user or third party. For example, other users may input similar content and receive the same or similar Output. Responses that are requested by and generated for other users are not considered your Output.
Accuracy. Artificial intelligence is rapidly evolving, but given the probabilistic nature of machine learning, use of our Services may in some situations result in incorrect Output that does not accurately reflect real people, places, or facts. You should review or evaluate the accuracy of any Output.
License to Content
In order to use the Services, you will need to input personal, proprietary and/or confidential information. In addition, you may need to input third party intellectual property of which you are authorized to do so by that third party. By submitting Input to generate Output, you grant Future Cards royalty-free, perpetual, irrevocable, non-exclusive right and license to the Input and Output for the purposes of the Services and compliance with any applicable laws.
Improvements, Updates and Changes
Future Cards is continually improving our website and application and providing new content. Many of these updates and changes will be automatic. In the instance where it may affect your data, we will do our best to notify registered users before making those updates or changes. Future cards also reserve the right to remove any content or product.
Fees
Fees. Fees will be shown on the pricing page in the website and in the app. You will pay all fees charged to your account (“Fees”) according to the subscription tier on the applicable pricing page, or as otherwise agreed between us in writing. In the event of an error in the pricing page or a mistake in invoicing, we have the right to correct errors or mistakes even if we have already issued an invoice or received payment. You will provide a valid and authorized payment method and correct billing information.
Taxes. Unless otherwise stated, Fees do not include federal, state, local, and foreign taxes, duties, and other similar assessments (“Taxes”). You are responsible for all Taxes associated with your purchase, excluding Taxes based on our net income, and we may invoice you for such Taxes. You agree to timely pay such Taxes and provide us with documentation showing the payment, or additional evidence that we may reasonably require. Future Cards will use the name and address in your account profile for tax purposes.
Recurring Payments. Depending on the subscription tier chosen by you, we will charge your payment method on a periodic basis as described in the pricing pages, but may reasonably change the date on which the charge is posted. You authorize Future Cards, its affiliates, and our third-party payment processor(s), to charge your payment method for the Fees due. If your payment cannot be completed, we will provide you written notice via electronic means such as email, and may suspend access to the Services until payment is received. Fees are payable in U.S. dollars and are due upon invoice issuance. Payments are nonrefundable except as provided in these Terms.
Price Changes. From time to time, Future Cards may change our prices by posting a notice in your account and/or to our website, or other electronic delivery methods such as email. Any change will be effective 30 days after notice or immediate for legal reasons. Any changes will apply to your account fees immediately after the effective date of the changes.
Late Payments. Any late payments may be subject to a 1.5% finance charge per month for amounts past due. If any amount of your Fees are past due, we may suspend your access to the Services after we provide you written notice of late payment. Notice may be through email, sms, or other electronic means.
Disputes. If you want to dispute any Fees or Taxes, please contact us at [email protected] within thirty (30) days of the disputed invoice.
Free or Trial Tier. You may not create more than one account to benefit from credits provided in the free or trial tier of the Services. If we believe you are not using the free or trial tier in good faith, we may charge you standard fees or stop providing access to the Services.
Warranty; Indemnification; Limitation of Liability.
Warranty. Future Cards warrants that we use reasonable skill and care in development of our Services. If the Services do not meet the quality level that is described in our website or application, we will work with you to meet those needs as reasonably possible. In no way does Future Cards and its affiliates warrant results are fit for use in any specific instance.
Indemnification. Future Cards shall be indemnified and held harmless for any losses, claims, damages, awards, penalties, or injuries incurred by any third party, including reasonable attorney's fees, which arise from any alleged breach by your use of our application. You shall have the sole right to defend such claims at your own expense. This indemnity shall survive the termination of this Terms of Service. Future Cards will have no liability for any claim of infringement based on use of application.
Limitation of Liability. EXCEPT AS ARISING IN CONNECTION WITH A CLAIM UNDER INDEMNIFICATION ABOVE, IN NO EVENT SHALL FUTURE CARDS BE LIABLE TO YOU FOR CONSEQUENTIAL, EXEMPLARY, INDIRECT, SPECIAL OR INCIDENTAL DAMAGES (INCLUDING WITHOUT LIMITATION, LOST PROFITS), EVEN FUTURE CARDS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Relationship
This Terms of Service does not create any agency or partnership relationship with Future Cards and you. These Terms will not be assignable or transferable, and any such attempted assignment is void. They don’t create any legal rights for other people or organizations, even if others benefit from that relationship under these terms.
Intellectual Property
Although we give you permission to use our Services, Future Cards and its affiliates retain all rights to intellectual property on our website and application. The intellectual property includes trademarks, copyrights, patents, the application code, and any other intellectual property used for the purpose of the website and application.
Use of Brand
You may not use the Future Cards’ brand, logos, trademarks, copyrighted material, and other intellectual property, and that of our affiliates or service providers, without written consent.
Governing Law; Severability
The law of the State of California, USA shall govern the interpretation and enforcement of this Terms of Service. If any provision of these Terms is found by a court of competent jurisdiction to be unenforceable for any reason, the remainder of these Terms shall continue in full force and effect.
About This Terms of Service
This Terms of Services doesn’t apply to any of our services that have separate policies that do not incorporate this Terms of Service.
This Terms of Service incorporates the Future Cards’ Privacy Policy [link to Privacy Policy] which describes how we use, manage and secure your data.
By law, you have certain rights that can’t be limited by a contract like these Terms of Service. These Terms are in no way intended to restrict those rights.
Not all services mentioned may be available in your country. If these Terms conflict with the Terms specific to a Future Cards service, the additional terms will govern for that service.
Future Cards uses service providers for certain aspects of the website and application. The service providers’ terms of service are incorporated as necessar
If you don’t follow these Terms, or any specific terms with our product not stated here, and we don’t take action right away, Future Cards retains any rights that we may have, and rights to take actions in the future.
Contact Us
If you have any questions or concerns about our Terms of Service, please contact us at [email protected].
Updates to This Terms of Service
We may update this Terms of Service from time to time. We will post any updates on this page and, if the changes are significant, we may notify you by email or by posting a notice on our Site. In instances of preventing ongoing abuses or responding to legal requirements, we will provide you with reasonable advance notice.
If you don’t agree to the new terms, you should remove your content and stop using the Services. You can also end your relationship with us at any time by closing your Future Cards account.
Current version as of: May 10, 2023